Cash App Taxes (formerly Credit Karma Tax) review

File without any pricey overheads

Cash App Taxes
(Image: © Future)

TechRadar Verdict

While the free-to-use aspect of Cash App Taxes is appealing, you'll need to register for an account and people filing with more complex tax affairs might want to look farther afield.

Pros

  • +

    No charge

  • +

    Easy enough to use

  • +

    Simple layout

  • +

    Reasonable built-in support

Cons

  • -

    You’ll need an account

  • -

    Navigation can catch you out

  • -

    No multiple state feature

  • -

    Weak for investors and real estate filers

Why you can trust TechRadar We spend hours testing every product or service we review, so you can be sure you’re buying the best. Find out more about how we test.

Cash App Taxes (formerly Credit Karma) will most likely be a familiar name in the world of tax software as it’s been around for a number of years now, most notably supplying free credit scores. 

These days, it's more app focused, hence the name change whilst its wide range of services now let you 'spend, send, store, and invest money'. However, this review looks at its online service for filing personal taxes. It's essentially up against the likes of TaxAct, TaxSlayer, Jackson Hewitt Online, and FreeTaxUSA.

One of the most appealing aspects of Cash App Taxes is that it’s free to use, although the trade-off to that is the fact you’ll need to sign up for an account. If you’ve already got an account with them though it’s even easier to get started with the step-by-step filing process.

Cash App Taxes

You'll need to sign up for an account prior to being able to use Cash App Taxes (Image credit: Cash App Taxes)

Cash App Taxes: Pricing

As we pointed out, Cash App Taxes is a free-to-use online system, which on that basis alone makes it seem like a very good idea. That said, some might not like the idea of having to sign up for an account, which is a stipulation before you can use the system. 

What’s more, Cash App Taxes can help you file both Federal and State taxes and if you’re just starting out down the tax filing highway, aren’t self-employed and don't have things like rent from property to factor in then it's a pretty sweet option.

Cash App Taxes

The help areas of Cash App Taxes have seen some big improvements of late (Image credit: Cash App Taxes)

Cash App Taxes: Features

Cash App Taxes doesn’t do anything particularly innovative but much of that is down to the nature of the online filing service. Preparing to file your taxes is a dry subject at the best of times, so what you get with the Cash App Taxes interface is a by-numbers exercise in digital form filling. That’s not to talk down the user experience as it features all of the tools and functionality you’d expect.

Cash App Taxes

You'll want to check which forms will work for you however as some are not supported (Image credit: Cash App Taxes)

Cash App Taxes: Performance

Cash App Taxes is much like any of the other online filing services in that it uses a series of progressive screens to take you though the different aspects of filing your states. Thankfully, Cash App Taxes keeps things minimalistic in terms of layouts, with not much in the way of graphics. This means that once you get into your stride you can pick through the pages in a quite erudite fashion. 

The feel is similar to the way you work through your 1040, effectively allowing you to tick off things in a logical order. Performance, both your own and Cash App Taxes itself does falter a bit if you start trying to dart around as it’s not very forgiving in that respect. Cash App Taxes is therefore best tackled in page-by-page orderly fashion.

Cash App Taxes: Ease of use

As it’s a step-by-step design, the interface of Cash App Taxes is really pretty straightforward to work through, even if you’re less than confident at filing your taxes. Once you’ve selected the Start option you're on your way, plus there’s a handy search function within the pages that lets you track down answers to queries along the route. 

As is the case with other products in this arena, Cash App Taxes can handle imported W-2 forms. There are one or two negatives though, with some forms not being supported, which is worth investigating before you sign up. And, if you’ve moved from one state to another in a tax year then you might be best looking farther afield.

Cash App Taxes: Support

Along with help from within the interface itself, including some natty information bubbles that offer quick tips, Cash App Taxes also benefits from the addition of support staff who are also on hand to help get you out of tricky tax spots. There’s a beefy tax support center too, which delves even more comprehensively into areas that might otherwise have you feeling a little stumped. 

All in all, Cash App Taxes leaves you with the feeling that you’ve got a pretty good handle on things, which is always a bonus with such a crucial process as filing state and federal returns.

Cash App Taxes: Final verdict

Cash App Taxes is evolving nicely with each successive incarnation. If you have fairly simplistic tax affairs then the free-to-use aspect of this online service is very appealing. There have been improvements to the help side of things too, with plenty to assist you in steering a correct course come tax filing time. 

There’s no dedicated app edition of this package, but you do get an optimized version of the site for your phone or tablet, which can be handy if you're not always ready or able to tackle your tax affairs on a desktop machine. 

While it’s not got an exhaustive range of features, with some crucial tax forms not being supported for example, Cash App Taxes is great for anyone with less complex filing arrangements to prepare.

Rob Clymo

Rob Clymo has been a tech journalist for more years than he can actually remember, having started out in the wacky world of print magazines before discovering the power of the internet. Since he's been all-digital he has run the Innovation channel during a few years at Microsoft as well as turning out regular news, reviews, features and other content for the likes of TechRadar, TechRadar Pro, Tom's Guide, Fit&Well, Gizmodo, Shortlist, Automotive Interiors World, Automotive Testing Technology International, Future of Transportation and Electric & Hybrid Vehicle Technology International. In the rare moments he's not working he's usually out and about on one of numerous e-bikes in his collection.

Read more
CreditKarma
CreditKarma review
Someone using forms to pay their taxes.
Best tax software of 2025
GnuCash
GnuCash accounting software review
CountAbout
CountAbout review
NerdWallet
NerdWallet review
HomeBank
HomeBank personal accounting review
Latest in Software & Services
A man sitting at his desk in the evening and using a desktop computer
Office 2021 vs Office 2024: is it time to upgrade?
Microsoft 365 Business app logos
Office 2024 LTSC vs Microsoft 365 Business: what are the differences?
Windows 11 Start menu layout choices: Grid view
Windows 11 vs Linux for business: which operating system should you embrace?
A phone sitting on a laptop keyboard with the Microsoft Outlook logo on the screen.
Gmail vs Outlook for business: which email system is right for your organization?
Windows 11 logo
Windows 11 Pro vs Windows 11 Home: which version is right for you?
Canva HubSpot
HubSpot and Canva team up to level the creative playing field
Latest in Reviews
MacBook Air 15-inch with M4 chip on a creative's desk with screen open
I've reviewed the Apple MacBook Air 15-inch (M4) - and it remains the best 15-inch laptop I'd recommend for most people
Samsung Music Frame on a table beside some books and a vase
I spent six weeks listening to the Samsung Music Frame and it kept missing the beat
GlocalMe KeyTracker
When I tested this global tracker, it trounced the Apple AirTag in so many ways
An AMD Ryzen 9 9950X3D on its retail packaging
I've reviewed three generations of 3D V-cache processors, and the AMD Ryzen 9 9950X3D is the best there is
Mac Studio on a desk
Apple Mac Studio (M3 Ultra): the ultimate creative workstation
Apple iPad Air 11-inch M3 (2025) Review
I tested the 11-inch iPad Air with M3 for five days, and it stretches the value even further with more power for the same price